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⭐5 Months@9.75% ⭐10 Months@10% ⭐20 Months@10.25%⭐30 Months@10.50%
SCHEME VALIDITY TILL 31ST MARCH!
A high-yield, low-risk P2P lending option, outperforming savings and fixed deposits.
At Param, we understand that each client is different, and his family ecosystem is unique. We do an in-depth study of your financial requirements, your income-expense-savings pattern, your investment philosophy, your investment horizon, and tailor our product matrix to balance the varying goals of growth, safety, liquidity, and tax.
A dedicated Investment Analyst is assigned to each client to facilitate day to day coordination and problem solving. These Analysts are backed by a team of operations experts who execute hundreds of transactions every day.
All products offered by Param are thoroughly researched and we clearly outline their suitability based on the Investor type. Our research is an ongoing exercise, and we rebalance your product matrix from time to time to ensure that these stay in line with your investment objectives.
Our operations are tech driven and nearly 90% of our tasks are executed online. We provide a Web and Mobile based Application to each client to track their money matters at any time, from anywhere.
PARAM | ROBO ADVISORS | BANKS & NATIONAL DISTRIBUTORS | SMALL LOCAL ADVISORS | |
---|---|---|---|---|
Customization | Focus on each client’s unique profile & needs. Empathy led approach. | Lack ability to understand individual client needs & handle complex cases. | Lack ability to understand individual client needs & handle complex cases. | Low degree of customization. |
Offerings | One stop-shop for personal finance. Multiple products, services, & solutions. | Multi-product basket. | Multi-product basket. | Focused on 1 or 2 products. |
Focus | Long term protection & appreciation of client’s wealth. Proactive hand holding in case of down turns and change in client’s requirements. | Short term transaction focus. Cannot hand hold clients in case of down turns & change in client’s requirements. | Short term transaction focus. Cannot hand hold clients in case of down turns & change in client’s requirements. | Limited ability to hand hold clients in case of down turns & change in client’s equirements. |
At Param, we strongly believe that what sets us apart from peers is our culture.
Over the last 18 years, the leadership has practised certain values that have been the cornerstone of our journey. We sensitize every new Paramkar about our vows and how these are imminent to the success of both our clients and us as individuals, as teams, and as an organization.
These values have evolved our time and are now consecrated in our framework D.E.L.I.T.E.
Being a working professional, the number of hours that my job demanded would result in leaving me with no time to plan my own finances. Associating with Param Investments provided me with a one stop solution to plan my finances. Param Investments customised a financial plan for me in line with my financial goals. They keep me updated about my portfolio on a periodic basis and are always available to assist me. Their thorough professional approach has assured me that my finances are in capable hands.
I was referred to Hemal and team circa 2017. In my first meeting with Hemal, it was clear that the goal was to not just take the money but to understand me and my goals better and tailor make an investment plan that suits me and only me. The team is super responsive and capable, my account handler is very well versed with guides me on what is right for me. It’s very difficult to find such a company living up to their promises made 5 years ago. As an NRI, not being present in India for paperwork etc. would’ve been a massive disadvantage but I have never felt the gap with Param.
I first met Hemal after my retirement. Till such time, I had made arbitrary decisions about my investments based on poor advice from fly by night consultants. After our initial discussions, I expressed my desire to make some investments through him. To my utter surprise, he refused straightaway. He said that he would first educate us; make us understand the why, what, and how of investments; and would then leave it entirely to us whether to work with him. Highly impressive! Hemal reconstructed my portfolio patiently & professionally helping me cross over from the red zone to the green one. I did only one thing – heeded my wealth doctor’s advice. It is now a story of living happily ever after.
I have been associated with Param for the past decade. The team at Param has looked after my investments with utmost dedication and care and have ensured that my money grows while being safe. My relationship manager has always made herself available and responded to my requirements and queries, displaying both promptness and financial acumen.
I am very pleased with the promptness and professionalism of the team at Param. They are extremely customer oriented and have always been very accessible at all times of need. Throughout this association, we have never once been disappointed, always been pleased with the end results, and look forward to continuing this association for years to come.
Post retirement, my father felt the need to streamline our family investments and he wanted to seek advice from a professional. This is when my father’s colleague recommended Hemal Sir. Hemal Sir personally visited our home and discussed our finances in complete detail. We were very impressed with his ability to listen patiently and suggest short-, medium-, and long-term action items in line with our mindsets. Hemal Sir and his team took care of everything right from paperwork to execution and within a year our family’s finances were streamlined, and we had access to it real time. They were very supportive during the pandemic when there was so much uncertainty. I personally feel confident of reaching my financial goals with the guidance of Hemal Sir and his team. After nearly five years as clients of Param Investopedia, we feel we have made the right decision.
We (myself and my wife Mita) have been immensely satisfied with the services we have been receiving from Param Investopedia. They have handled our Investments and Insurance as their own. This enables us to focus on our work knowing fully well that our money management is in safe and trusted hands. The combination of personal touch and professionalism is something that we experienced on each of our visits to your office and this is something that we truly love.
Our association with Hemal goes back 15 years in time. The one thing that stood out right from the early days and hasn’t changed till today is his “personal touch”. His qualified and experienced team provides customized plans, executes meticulously, and is always available at hand. I am thankful to Hemal and all at Param Investopedia in helping our family achieve many personal goals and milestones.
Our family has been associated with Mr. Hemal Vasa for the past 5 years. From personal experience we can state that Param Investopedia is a one stop solution for anyone looking for wealth protection, attainment of financial goals, and wealth creation. Due to the nature of our profession, we are available only late at night and on holidays, but our investment manager has worked with us at such odd hours despite the inconvenience.
Mr. Hemal Vasa brings a wealth of knowledge and experience to the table and is always approachable for resolution of any problems and queries. We look forward to a long-standing association with Param.
Mr. Hemal Vasa and his team deliver truly professional investment services and put their clients’ interests first. I’d happily recommend Param Investopedia to anyone wanting a holistic personalized service.
As a practicing Gynaecologist, I have to practically make myself available 24*7*365. Needless to say, there is no time for money management. This is where Hemal and his team have stepped in. They have been managing my finances professionally for the last 4 years but with a personal touch, both protecting and growing my money, leaving me free to do what I do best, deliver new life into to this world everyday.
As doctors, we understand the need for combining our domain expertise with human touch to treat and heal our patients. Conversely, we too need the same combination when it comes to investing our money. Hemal Vasa and team Param have done just that for me and my family over the past 5 years, combining the science and art of wealth management, to help us meet our financial goals from time to time.
A financially sound retirement is something that a majority of us are deprived of. Despite spending a major part of our lives working, poor financial management makes us financially dependent on our children. Thanks to Hemal and the young team at Param, I was fortunate to take an early retirement without having to worry about tomorrow and the years ahead. I hope that many others will benefit from the work that Param is doing and spend the sunset years worry free.
Though a Chartered Accountant myself, the demands of my career leaves me with very little time to manage my own finances. In Hemal, I found a rare combination of expertise, experience, and ethics; the comfort that one seeks when entrusting one’s money to manage. Hemal has brought his best to the table and done probably what I may not have achieved if I were to manage my money myself. Hemal and his team is always available for any clarifications or details required by me.
When I think about Hemal Vasa, the first thing that comes to mind is his single-minded focus and execution. He has inculcated the habit of intense follow up in each of his team members. I have spent countless hours talking to Hemalbhai about how he runs his business, and one thing that emerges clearly is a strong focus on creating processes for everything. And this reflects irrespective of who from his team I am working with, the follow up is immense, the attention to detail precise, and work always gets done, no matter what.
Finally, I would like to say that his team brought home a medical insurance amount that even I had given up on, through sheer focus, intense follow up (with me and the TPA). Hats off to Param Investopedia.
NISM-Series-V-A AMFI Certified Professional; IRDA Certified Professional
Hemal Vasa is a NISM-Series-V-A AMFI Certified and IRDA Certified professional with a track record of 20+ years in the Investment & Insurance space. Having built Param from scratch, Hemal has become the trusted advisor for client families, the go-to man for all personal financial needs. Over the years, he has helped hundreds of families achieve their financial goals, be it their first home, their child’s higher education and marriage, or their safe retirement. For Hemal, creating an impact in the lives of his client’s families is paramount or Param; and he firmly believes that if his client’s succeed, he does.
With 15 + years behind her in the personal finance space, she leads a young team that drives hundreds of transactions daily through technology-based systems & processes. Trupti is the role model for the young women professionals who are in the majority at Param.
As a Chartered Accountant, Sheetal has worked on both sides of the corporate table for the past 10 years; heading corporate finance for a listed company in the early stages of her career, and as a practicing Chartered Accountant presently.
At Param, Anilkumar’s advises clients on Will’s and Family arrangements.
He now creates Algorithm based portfolio models to control risk and generate returns. His models are developed on the premise that return of capital is more important than return on capital and hence capital protection is one of the core principles of his investment style. Chetan cdploys these unbiased data driven Algorithms to enable his clients achieve the dual objective of safety and appreciation in the Equity markets.
Chetan is an avid traveler, techie, reads up on history and has a mission to help people emulate his own success of achieving Financial Independence through Equities.